What They Don’t Tell You About Moving to Texas from California

Thousands of Californians are packing up and heading to Texas every year. Some are chasing lower costs of living, others are after new job opportunities, and many just want a fresh start. The move sounds simple enough on paper. Sell in California, buy in Texas, and enjoy that no-income-tax lifestyle. But anyone who’s actually made the leap will tell you: there are things you don’t learn until you’ve lived here a while.

Here’s the honest guide to what to expect when you swap palm trees for live oaks, with practical tips on utilities, property taxes, culture shifts, and the little quirks that make Texas, well, Texas.

Utilities and the Texas Power Market

One of the biggest surprises for new arrivals is the energy system. In California, you’re used to having one utility company for your area. In most parts of Texas, it doesn’t work that way.

The state has a deregulated electricity market, which means you actually choose your power provider. Sounds great in theory, but with dozens of plans and companies, it can feel overwhelming at first.

The important thing is to shop carefully. Look at the fine print, rates can vary by time of day, usage, and contract length. Websites that compare plans will become your best friend. And don’t wait until the week you move in; line up your service ahead of time so you’re not left in the dark on move-in day.

Property Taxes: No Income Tax Comes at a Price

It’s true, Texas doesn’t take a cut of your paycheck with a state income tax. That’s one of the main reasons so many Californians make the move. But what you’ll quickly notice is that property taxes here are higher than what you might be used to.

Texas funds much of its public services, especially schools, through property tax. Depending on the county, you might be looking at 1.6% to 2.5% of your home’s value annually. For a $400,000 home, that’s around $7,000–$10,000 a year.

The good news is there are exemptions like the homestead exemption, that can lower your taxable value and protect you from steep jumps year to year. The key is to plan ahead. Don’t get caught off guard by assuming your mortgage payment will be the same as it was in California.

Weather

California’s climate spoils you. Mild, predictable, mostly sunny. Texas, on the other hand, plays by its own rules. Summers are hot. Not just “let’s go to the beach” hot, but triple-digit, “don’t leave your steering wheel uncovered” hot.

Winters vary by region, some years are mild, others bring ice storms that shut everything down. Spring often means storms, with heavy rain and even tornado watches in certain areas. The best advice? Get comfortable checking the weather app multiple times a day.

And invest in a good A/C system, because it will run hard for much of the year.

Culture Shifts

One of the first things new arrivals notice is the pace of life. Californians often move fast.. commutes, deadlines, jam-packed schedules. Texas has its busy moments, but the overall culture is more laid back. Don’t be surprised when strangers wave at you from their truck or strike up a conversation in line at the store.

Food is another cultural adjustment but a delicious one. You’ll quickly learn the art of smoked brisket, why Tex-Mex isn’t the same as Mexican food, and how seriously Texans take their queso. Football isn’t just a sport here, it’s practically a religion. Friday nights in the fall, whole towns turn out to support their local high school teams.

And while California often leans more progressive, Texas blends a mix of perspectives. You’ll meet conservative families, liberal young professionals, and everything in between. The key is embracing the mix and remembering that Texans take pride in being, well, Texan.

Hidden Costs and Practical Surprises

Beyond utilities and taxes, there are a few smaller shifts to be ready for. Car insurance may be higher in Texas than in California, depending on where you settle. HOA fees are common in newer subdivisions, so always check before buying. And because many Texas cities are spread out, you’ll likely be driving more than you did in California, gas is cheaper here, but commutes can be longer.

One more thing? Critters. From mosquitoes to fire ants to the occasional scorpion in certain regions, you’ll learn to keep a can of bug spray handy and maybe schedule a pest control service. It’s just part of Texas life.

Moving from California to Texas can be a big transition but for many, it’s worth it. Lower housing costs, no state income tax, a booming job market, and family-friendly communities are pulling thousands of people here every year. But knowing about property taxes, utilities, culture, and climate shifts ahead of time makes the adjustment smoother.

If you’re preparing for the move, give yourself time to learn the quirks, ask locals for advice, and lean into the change. Texas has its challenges, but it also has a way of welcoming newcomers with open arms and a plate of BBQ.

Thinking About Making the Move?

Relocating from California to Texas can feel overwhelming, but you don’t have to figure it all out alone. As a local realtor who specializes in helping families transition smoothly, I can guide you through everything from property taxes and utilities to finding the right neighborhood that truly feels like home.

📩 Ready to explore your options? Contact me here to start planning your move.

Post written by Michael Stephens from Living Local Texas.